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Joseph Donnantuoni

Leading Information for Asset Protection

Federal Retirement Consultant
FRCsm ,  Inc. has ownership of the FRCsm  logo, and the FRC sm  and Federal Retirement Consultant sm  symbols within the United States, which it grants to those individuals who successfully complete and maintain certification.

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Learn about Joseph Donnantuoni

Joseph Donnantuoni uses his federal employee benefits training, 2020 certification as Federal Retirement Consultant (sm), knowledge and experience with public employees ( School Districts) and their approved 403b savings programs and CALPERS/CALSTRS pensions, and experience from Wall Street having worked at 14 Wall Street in New York City and on the 110th floor of the World Trade Center in brokerage firms, to assist clients. He personally assisted over 200 federal employees and over 50 district employees in 2019. Joseph is a former NASD (now FINRA) Examiner and current active FINRA arbitrator.

How Does Joseph Get Paid?

100% of the time the insurance company pays Joseph a 1 time commission and Joseph doesn't charge you a fee or commission neither does the insurance company.   This is unlike your securities managed account or mutual fund or variable annuity which will continue to directly charge inside of your account every year a percent of your total equity.

What Does Joseph Do?

Joseph helps you with understanding and getting your calculation for your pension and any benefits questions if you are employed.  He is able to provide a Retirement analysis report which isn't static and can update annually.  Joseph can in seconds using his subscribed unique and compliant system, create a report that first fits the client goals that get built in to the system which analyzes 2000 annuities for best performance, income, fees, and which covers 51 insurance companies.  He also provides a Summary of Benefits workbook completed for federal employees with their input.  

Best Interest

Although many consumers are unaware, the best interest is how the licensed agent acts in the best interest of the consumer when making recommendations of for example, an annuity which is backed up in Joseph's case as well with a system at the carriers to supervise the recommendations that Joseph can put into place for review.  The supervision is a review of the financial objectives and insurance needs which are looked at to make sure they are addressed.



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